A.K. Wealth Management Private Limited
The objective of Fixed Income Portfolio Management Services is to invest in all debt portfolio and generate risk adjusted returns with specific emphasis on regular and stable income. The PMS will be a combination of Hold-to-Maturity (HTM) strategy and an opportunistically managed trading strategy depending on market conditions.
There are a lot of investment avenues available in the fixed income segment today – Bank FD, Debt Mutual Funds, PPF etc. with associated advantages and disadvantages. For instance, in Bank FD while the capital is safe, returns are on the lower side. In Mutual Funds now with the removal of the indexation benefit and also the strategy (duration strategy vs credit strategy) cannot be managed.
Fixed Income Portfolio Management Services provide investors the opportunity to invest in direct debt instruments with an endeavor to generate income accruals and capital gains while optimizing market risk thus acting as an income solution with a focus on preserving capital.
Using an active and flexible investment approach that seeks to capitalize on opportunities in fixed income markets, the PMS aims to deliver attractive long-term returns and regular cash flows while preserving capital and managing liquidity risk.
Debt PMS provide investors an efficient access to debt market via a professional fund management team which has the technical know-how and expertise with respect to interest rate cycles and issuer due diligence.
Debt PMS is suitable for investors wanting to hold a fixed income portfolio with low to moderate risk appetite expecting a moderate to high spread of returns over traditional options of similar maturity.
Professionally managed quality portfolio of Bonds
Clear investment philosophy, flexible strategy, and regular cash-flow
Online platform to monitor portfolio performance
Audited statement at year end for tax filing purpose
A relationship manager to cater to investment needs
A.K. Wealth Management Private Limited
Mostly securities will have half yearly/ yearly payouts; the PMS will distribute the realized interest as and when received
CRISIL Composite Credit Risk index
10% to 11% with investment tenure 3 years plus
Minimum investment is ₹50 lakhs
Bonds, Debentures and similar fixed income instruments in the credit spectrum of AAA to A-
Value based strategy to invest with our preferred issuers with whom we believe there is an ability to seek the best risk/reward trade off across the credit spectrum.
Actively Managed strategy which will invest opportunistically in inefficient circumstances
Generate consistent returns by locking in portfolio YTM
Generate Alpha over the benchmark without additional risk
* The Strategy features as stated above is a subset of details specified in the Disclosure Document.
Since last 25 years AK has been pioneer of the debt capital segment in India and a one stop solution provider for all types of fixed income instruments – bonds, debentures, commercial paper, preference shares, Pass through certificates to name a few.
Track record of delivering consistent profits on portfolio churn by effectively managing interest rate risk over several interest rate cycles.
Close Monitoring of various conditions subsequent and transaction specific covenants, credit ratings, financial health, liquidity position, leverage etc thereby mitigating the risk.
A. K. Wealth Management is a one stop boutique providing portfolio management services across all classes of fixed income securities such as Bonds, NCDs, structured products, hybrid financial instruments, and other securities which are managed by professional money managers.
A. K. Wealth Management also assists in shifting investment strategies depending on market conditions with the help of its experienced and robust fund management team.
We are offering a Discretionary PMS which will invest in fixed income securities. In the PMS, our objective is to:
Income from the PMS will be classified either as interest income or as capital gain. Interest income will be taxed at the marginal rate of taxation. While short term capital gains on sale of bonds/NCDs would be taxed at investors applicable slab rates, long term capital gains on sale of bond/NCD (a listed security) are taxed at concessional rate of 10% without claiming the benefit of indexation as mentioned under Section 112 of Income Tax Act.
No, NRI’s cannot invest in Debt PMS.
Note: IndiaBonds is only offering distribution of PMS services and not registered as SEBI Portfolio Management Services (PMS).